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This information may be different than what you see when you visit a financial institution, service provider or specific product's site. At least $20,000 in PayPal sales in the past year with a PayPal Premier account, or at least $15,000 in annual PayPal sales if you have a Business account. PayPal business loans require borrowers to sign a personal guarantee, which gives it the right to go after your personal assets if you fail to repay the loan. However the weekly repayments and personal guarantee might make LoanBuilder a costly choice for your business.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. One strength of PayPal is that it has a more flexible repayment plan than most lenders. Borrowers choose the percentage (10% to 30%) of their daily PayPal sales to allocate toward repayment.